The flood of memories threatens to destroy a life of calm servitude I have constructed.  A freight train plowing into the misplaced auto on the tracks couldn’t have done more damage.  “Its not the water, its the blowing wind,” the insurance representative tells me observing the damage, “and you’re not insured for wind damage.”  He tells me to relax, contemplate my options, and try to file another claim in three hundred and sixty-five days.